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    <title>Bank Locally</title>
    <link>https://blog.icba.org/bank-locally</link>
    <description>Community banks are well established financial institutions that operate within the communities they serve. Learn more about how community banks can help.</description>
    <language>en</language>
    <pubDate>Fri, 26 Apr 2024 13:22:30 GMT</pubDate>
    <dc:date>2024-04-26T13:22:30Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>The Cost of Raising a Family</title>
      <link>https://blog.icba.org/bank-locally/cost-of-raising-family</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/cost-of-raising-family" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/Imported%20sitepage%20images/0424-marketing-2k.jpg" alt="People talking in group standing around" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Starting a family is one of life’s most special times. Dreaming about what life will look like with a little one — or a few kiddos — is filled with anticipation, wonder, excitement and a healthy dose of uncertainty. One aspect of life that’s certain to be impacted when growing a family is your finances.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/cost-of-raising-family" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/Imported%20sitepage%20images/0424-marketing-2k.jpg" alt="People talking in group standing around" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Starting a family is one of life’s most special times. Dreaming about what life will look like with a little one — or a few kiddos — is filled with anticipation, wonder, excitement and a healthy dose of uncertainty. One aspect of life that’s certain to be impacted when growing a family is your finances.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5005401&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.icba.org%2Fbank-locally%2Fcost-of-raising-family&amp;amp;bu=https%253A%252F%252Fblog.icba.org%252Fbank-locally&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Family Planning</category>
      <pubDate>Wed, 24 Apr 2024 17:28:51 GMT</pubDate>
      <author>SampleHubSpotUser@hubspot.com (Sample HubSpot User)</author>
      <guid>https://blog.icba.org/bank-locally/cost-of-raising-family</guid>
      <dc:date>2024-04-24T17:28:51Z</dc:date>
    </item>
    <item>
      <title>Community Banks: Innovators in Technology and Customer Service</title>
      <link>https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0-0</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0-0" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/Technology-Fintech.jpg" alt="Technology Fintech" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;In an increasingly digital world, finding the right balance between technology and relationships is no small feat for consumer-facing institutions. Thankfully, community banks have mastered the art of seamlessly integrating a personalized, relationship-banking approach with modern technological capabilities.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0-0" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/Technology-Fintech.jpg" alt="Technology Fintech" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;In an increasingly digital world, finding the right balance between technology and relationships is no small feat for consumer-facing institutions. Thankfully, community banks have mastered the art of seamlessly integrating a personalized, relationship-banking approach with modern technological capabilities.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5005401&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.icba.org%2Fbank-locally%2Ftips-to-safeguard-your-financial-data-during-data-privacy-week-0-0&amp;amp;bu=https%253A%252F%252Fblog.icba.org%252Fbank-locally&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Fintech</category>
      <pubDate>Wed, 24 Apr 2024 17:04:58 GMT</pubDate>
      <author>SampleHubSpotUser@hubspot.com (Sample HubSpot User)</author>
      <guid>https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0-0</guid>
      <dc:date>2024-04-24T17:04:58Z</dc:date>
    </item>
    <item>
      <title>Home Mortgage Lending: Housing Affordability Mindset and Relationship-Focused Service Set Community Banks Apart</title>
      <link>https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/housing-and-real-estatee29b74b051c36d55bb68ff01003634f2.jpg" alt="Housing Mortgage Building" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;As interest rates and property asking prices continue to rise, it’s becoming increasingly difficult for young adults and growing families to afford a home.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/housing-and-real-estatee29b74b051c36d55bb68ff01003634f2.jpg" alt="Housing Mortgage Building" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;As interest rates and property asking prices continue to rise, it’s becoming increasingly difficult for young adults and growing families to afford a home.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5005401&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.icba.org%2Fbank-locally%2Ftips-to-safeguard-your-financial-data-during-data-privacy-week-0&amp;amp;bu=https%253A%252F%252Fblog.icba.org%252Fbank-locally&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Housing Finance</category>
      <pubDate>Wed, 24 Apr 2024 17:02:50 GMT</pubDate>
      <author>SampleHubSpotUser@hubspot.com (Sample HubSpot User)</author>
      <guid>https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week-0</guid>
      <dc:date>2024-04-24T17:02:50Z</dc:date>
    </item>
    <item>
      <title>Tips to Safeguard Your Financial Data During Data Privacy Week</title>
      <link>https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/Financial-Security.jpg" alt="Financial Security Money Lock" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;With the global average cost of a data breach reaching $4.45 million in 2023, a 15 percent increase over three years, safeguarding your financial information has never been more crucial.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week" title="" class="hs-featured-image-link"&gt; &lt;img src="https://blog.icba.org/hubfs/Financial-Security.jpg" alt="Financial Security Money Lock" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;With the global average cost of a data breach reaching $4.45 million in 2023, a 15 percent increase over three years, safeguarding your financial information has never been more crucial.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5005401&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fblog.icba.org%2Fbank-locally%2Ftips-to-safeguard-your-financial-data-during-data-privacy-week&amp;amp;bu=https%253A%252F%252Fblog.icba.org%252Fbank-locally&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Data Privacy</category>
      <pubDate>Wed, 24 Apr 2024 16:59:15 GMT</pubDate>
      <author>SampleHubSpotUser@hubspot.com (Sample HubSpot User)</author>
      <guid>https://blog.icba.org/bank-locally/tips-to-safeguard-your-financial-data-during-data-privacy-week</guid>
      <dc:date>2024-04-24T16:59:15Z</dc:date>
    </item>
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